These plans are administered by Delta Dental of Colorado, Denver, Colorado 80237. For individual plan support, call 1-800-496-6902, or send an e-mail to individual@ddpco.com.
To join these plans, you cannot have other dental coverage and you must be a Colorado resident age 18 or over.
If you are not a Colorado resident, find Delta Dental individual plans in your state.
Frequently Asked Questions
About Individual & Family Plans
- How do I enroll?
- Who is eligible to enroll?
- I reside outside Colorado. May I enroll?
- How can I get coverage for just my children?
- What dental services are covered?
- I want to enroll my family in different coverage than I select for myself. How do I do this?
- Do these plans have waiting periods before services will be covered?
- When will my coverage begin?
- How do I make payments for my dental coverage?
- How do I know my banking or credit card information is secure?
- Who should I contact if I need help with my enrollment?
- How do I cancel my dental coverage?
- Which dental plan is right for me?
- Do I have to go to a particular dentist?
- How are the dental insurance plans different from the discount dental plan?
- How can I find a dentist or check to see if my dentist participates in Delta Dental’s networks?
How do I enroll?
From the Individual page on our website, click on See Rates. Enter your zip code to see rates for your area. Compare the plans. When you’re ready, click Enroll to get coverage for yourself or your family. Enrollment is quick, easy and completely online. All enrollments must take place online.
Who is eligible to enroll?
Any Colorado resident, 18 years or older, who is not enrolled in any other dental benefits plan is eligible to enroll.
I reside outside Colorado. May I enroll?
No, these plans are only available for Colorado residents.
How can I get coverage for just my children?
We do not offer child-only dental plan options. However, you may select coverage for yourself or your family. With the family coverage option, you, your spouse and your children are eligible for the same dental benefits.
What dental services are covered?
Delta Dental of Colorado is pleased to provide three individual dental plans for you to choose from. For specific details on the benefits covered under each plan, view the plan comparison.
I want to enroll my family in different coverage than I select for myself. How do I do this?
There is not an option to combine different plans within the same family coverage. All family members must be covered by the same plan.
Do these plans have waiting periods before services will be covered?
Delta Dental encourages prevention so Diagnostic, Preventive and Basic services are covered from day one! Major services, such as crowns or bridges, may have a 12- or 24-month waiting period. If you've had dental coverage within 90 days of enrolling, waiting periods will be waived. You may be required to provide proof of prior coverage. Patient Direct does not have waiting periods. Review the plan comparison to learn more about waiting periods for specific services.
When will my coverage begin?
Your dental plan will start on the first day of the month after you complete the online enrollment. However, you must complete the enrollment process by midnight on the 25th of the month for coverage to begin on the first of the next month. Otherwise coverage would start the on the first day of the following month.
Applications must be received by: |
To begin coverage on: |
How do I make payments for my dental coverage?
When you complete your online application, you may select the payment option that works best for you. We offer two convenient ways to make your monthly payment: automatic bank draft or automatic credit card charge.
How do I know my banking or credit card information is secure?
Delta Dental of Colorado takes your privacy and personal information very seriously. We follow specific procedures when handling personal information. Only authorized individuals handle sensitive personal/financial information, and these individuals are all background checked before receiving access to financial data. You can feel confident that Delta Dental will handle your personal information in the most secure manner possible.
Who should I contact if I need help with my enrollment?
We’re happy to help. Call us at 1-800-496-6902 or send an e-mail to individual@ddpco.com with your questions. Please be specific, so that we can provide you the most efficient service.
How do I cancel my dental coverage?
You may cancel your dental coverage at any time by submitting a request to individual@ddpco.com. If your request is received by the 20th of the month, your coverage will be cancelled effective the last day of the month. For Patient Direct members only - if you cancel coverage within 30 days of initial enrollment you will receive a full refund.
Which dental plan is right for me?
Your options are outlined below. Please see the plan comparison for details.
Delta Dental Patient Direct (not available in all areas)
- Our lowest cost option
- A discount dental plan
- No waiting periods
PPO Direct
- Our best option if you use a Delta Dental PPO dentist.
- Benefits will only be paid when you visit a PPO dentist.
PPO Plus Direct
- Our most comprehensive option
- Our top selling dental plan
- You may visit any licensed dentist, but will receive the greatest savings when you choose a PPO dentist. If you see a non-participating dentist you are responsible for the difference between the PPO fee and the billed charge, as well as deductibles and coinsurance.
Do I have to go to a particular dentist?
Yes, you must see providers who participate in certain networks, depending on the plan you select. View the plan comparison to learn more.
How are the dental insurance plans different from the discount dental plan?
Dental insurance plans offer the most coverage and a broad selection of dentists. Our dental insurance plans, PPO Direct and PPO Plus Direct, are the top selling products for individuals and families. Our discount dental plan, Patient Direct, is not insurance. It simply provides reduced fees for certain treatments when you see a Patient Direct network provider.
How can I find a dentist or check to see if my dentist participates in Delta Dental’s networks?
During your online enrollment, after you see the rates for your zip code, click on “Find a dentist for this plan.” If you’re not ready to enroll and simply want to know which dentists participate in which networks, visit our website at www.deltadentalco.com and look for the Find a Dentist link.